Prime Bank Loan  

Saturday, October 31, 2009

Prime Bank provides loans of following to it’s clients.
Consumer Credit Scheme
In order to provide financial assistance to the limited income group for raising their standard of living by acquiring domestic durables like Refrigerator, T.V., Washing machine, Furniture, Computer, Motor Car, etc., we have introduced a Scheme to improve the quality of life particularly of the fixed income earner of the society and this scheme is known as Consumer Credit Scheme.
Eligibility for Credit
The persons having confirmed/permanent job in any one of the  following organizations and age between 20 to 50 years are eligible for availing of Credit facilities under the Scheme.
01.     Government Organization
02.     Semi-Government and Autonomous Bodies
03.     Banks, Insurances Companies or any other Financial Institutions
04.     Armed Forces, B.D.R,  Police and Ansar
05.     Private Organizations having corporate structure
06.     Teachers of Universities, Colleges and Schools
Besides the above, Professionals like Doctors, Engineers, Architects, Lawyers, Journalists, Chartered Accountants, Self Employed Business Executives are also eligible for enjoying credit facilities under this scheme subject to the providing of Bank Guarantee or Insurance Guarantee for the amount of Credit.

For Details Please Click the link bellow

Household Durable Loan

Household durable loan will be sanctioned against guarantee of third parties acceptable to the bank or pledge of FDR, Saving instrument of Banks and assignment of salary where applicable.
Eligible Items / Articles
01.     Motor Cycle                            07.     Refrigerator
02.     Personal Computer                  08.     Audio-Video Equipment
03.     Photocopier / Fax Machine      09.     Other Home Electric Appliance
04.     Small PABX System                10.     Furniture
05.     Television                                11.     Any Other Household Durables
06.     Mobile Phone Set        
For Details Please Click the link bellow
Household Durable Loan

Car Loan
Car Loan will be sanctioned against Registration of the Vehicle in the name of the Bank.  Instead of down payment, the Customers shall have option to avail loan against their FDR or any other savings instruments up to 90% of the loan amount.
Eligible Items / Articles
01.     Car    
02.     Jeep    
03.     Station Wagon    
04.     Any other vehicles for own use
05.     Pick up Van
06.     Cover Van
07.     Bus / Truck for Corporate Bodies (own use)
08.     Ambulance for Corporate Bodies / Medical Professionals
For Details Please Click the link bellow
Car Loan

Doctors Loan
Any Bangladesh citizen who is a graduate in Medical Science / Dentist / Eye / Allopathic / General Practioners desiring to set up chamber, medical store with necessary medical equipments and to become self-employed have the opportunity to take this loan.
For Details Please Click the link bellow
Doctors Loan

Advance Against Salary
This scheme is for salaried Bangladeshi person in Govt./Semi govt. /Autonomous bodies/ Multinational Co. / Banks / Insurance / Financial Inst. / Educational Inst. with confirmed 3-years service ahead. A Letter of introduction including name, fathers name, designation, date of birth, date of joining, place of posting, date of last promotion, date of retirement, basic salary, total emolument, total in PF, take home salary etc. will be required. Loan limit is 8 times of gross salary who have Salary A/C with us and 6 times of gross salary who have not Salary A/C with us subject to highest Tk. 3.00 lac.
For Details Please Click the link bellow
Advance Against Salary

Education Loan
This scheme is for meeting the fund requirement for higher education of children of salaried persons in Govt./Semi govt. /Autonomous bodies/ Multinational Co./Banks/Insurance/Financial Inst./Educational Inst. with confirmed 3-years service ahead and businessman having adequate cash flow.
For Details Please Click the link bellow
Education Loan

Any Purpose Loan
This scheme is to meet the emergency need for fund by fixed income group of salaried person in Govt./Semi govt. /Autonomous bodies/ Multinational Co./ Banks/Insurance/Financial Inst./Educational Inst. with confirmed 3-years service ahead. Letter of introduction including name, fathers name, designation, date of birth, date of joining, place of posting, date of last promotion, date of retirement, basic salary, total emolument, take home salary etc. will be required. This scheme is only for service holder.
For Details Please Click the link bellow
Any Purpose Loan

Travel Loan
This scheme is for meeting fund for travel purpose of salaried person in Govt./Semi govt. /Autonomous bodies/ Multinational Co./Banks/Insurance/Financial Inst./Educational Inst. with confirmed 3-years service ahead and businessman having adequate cash flow. 
For Details Please Click the link bellow
Travel Loan

Marriage Loan
This scheme is to meet  the fund requirement  for marriage  purpose of salaried person in Govt./Semi govt. /Autonomous bodies/ Multinational Co./Banks/Insurance/Financial Inst./Educational Inst. with confirmed 3-years service ahead and  businessman having adequate cash flow. 
For Details Please Click the link bellow
Marriage Loan

Hospitalization Loan
Hospitalization loan will be provided for treatment purpose or surgery where hospitalization is necessary. The loan shall be available for the salaried person, i.e., employee of the Govt. Organizations / Semi-Government Organizations / Autonomous Bodies / Multinational Companies / Banks / Insurance Companies / Educational Institutions / Corporate Bodies.
For Details Please Click the link bellow
Hospitalization Loan

CNG Conversion Loan
This scheme is to meet the funds requirement for CNG conversion of vehicles for those who are salaried person in Govt./Semi govt. /Autonomous bodies/ Multinational Co./Banks/Insurance/Financial Inst./Educational Inst. with confirmed 3-years service ahead, businessman having adequate cash flow and corporate Bodies.
For Details Please Click the link bellow
CNG Conversion Loan

General Loan Scheme
Depending on the various nature of financing, all the lending activities have been brought under the following General Loan: 
    Short term Loan
    Medium term Loan
    Long term Loan
The loans are allowed to individual/firm/industries for a specific purpose but for a definite period and generally repayable by installments fall under this head. This  type of lending are mainly allowed to accommodate financing under the categories (i) Large & Medium Scale Industry and (ii) Small & Cottage Industry. Very often term financing for (1) Agriculture (ii) Others.
For Details Please Click the link bellow
General Loan Scheme

House Building / Apartment Loan Scheme
Loans allowed to individual/enterprises for construction of house (residential or commercial) fall under this type of advance. The amount is repayable by monthly installment within a specified period. Such advances are known as Loan (HBL-GEN).
Loans allowed to Bank Employees for purchase /construction of house shall be headed Staff Loan (HBL-STAFF).  
For Details Please Click the link bellow
House Building / Apartment Loan Scheme

Hire Purchase
Hire Purchase is a type of installment credit under which the Hire Purchase agrees to take the goods on hire at a stated rental, which is inclusive of the repayment of Principal as well as interest for adjustment of the loan within a specified period.  
For Details Please Click the link bellow
Hire Purchase

Contact Us

Address :       Adamjee Court
                     Annexe Building-2,119-120,
                     Motijheel C/A, Dhaka-1000
                     Bangladesh
Phone :         9567265, 9570747-8 PABX
Fax :             880-2-9567230, 9560977
                     880-2-9566215
Telex :           642459 PRIME BJ
                     671543 PBL MJ BJ
E-mail :          info@prime-bank.com
                      primebnk@bangla.net
Web Site :      www.prime-bank.com
SWIFT :        PRBLBDDH

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